Bridge Capital for Commercial Property Owners
Free, no-obligation consultation • Response within 24 hours • Licensed in all 50 states
OptionBridge Funding
Bridge Capital Without the Lien
Traditional bridge funding requires you to refinance your property or take on a second lien — adding risk and encumbering your asset. OptionBridge Funding is different. We use a purchase option agreement structure that provides you with $2M to $75M in capital while keeping your title completely clean.
No refinancing your existing mortgage. No second lien on your property. No restrictions on how you use the funds. Just bridge capital when you need it — for expansion, acquisition, renovation, working capital, or liquidity.
$2M–$75M
Funding Range
50
States
2–4 Weeks
Avg. Close
No Lien
Clean Title
No Refinancing Required
Keep your existing mortgage exactly as it is. The purchase option agreement sits alongside your current financing — it doesn't replace or subordinate it.
No Second Lien
Unlike bridge loans that place a second mortgage on your property, OptionBridge uses a purchase option agreement. Your title stays clean and unencumbered.
Use Funds for Any Purpose
Expand your portfolio, acquire a new property, renovate existing assets, or simply build liquidity — the capital is yours with zero restrictions.
Available in All 50 States
We are licensed and operate nationwide. From New York to California, your income producing property qualifies for the same bridge funding program.
The Process
How OptionBridge Bridge Funding Works
Three steps from application to funded. The process is designed to be fast, transparent, and built around the value of your income producing commercial property.
Submit Your Property
Tell us about your income producing commercial property — location, type, current financing, and how much capital you're looking to raise. We review submissions within 1–3 business days. Multifamily, industrial, office, retail, hotel, and self-storage properties all qualify.
- Online submission — 5 minutes
- Property details & capital needs
- Response within 1–3 business days
We Structure the Purchase Option Agreement
Once your property qualifies, we create a customized purchase option agreement tailored to your property's value and your goals. This is not a loan — it's an agreement that gives you bridge capital without a lien, without refinancing, and without restrictions.
- Customized to your property
- No lien on your title
- Keep your existing financing intact
Receive Your Bridge Capital
Reine Properties provides the capital directly — $2M to $75M. The entire process takes 2–4 weeks on average. After funding, we assign the purchase option agreement to a qualified buyer who takes over under the original terms. You keep the capital, your title stays clean.
- Funded in 2–4 weeks average
- Capital delivered directly to you
- Use funds for any purpose
The Comparison
OptionBridge vs. Traditional Bridge Loans
Bridge loans from banks and hard-money lenders come with liens, refinancing requirements, and restrictions. Here's how OptionBridge stacks up.
| Feature | Traditional Bridge Loan | OptionBridge Funding |
|---|---|---|
| Lien on Property | Yes — first or second mortgage | No lien — purchase option agreement |
| Refinancing Required | Often — resets existing loan terms | Never — keep your existing financing |
| Funding Speed | 45–90+ days | 2–4 weeks average |
| Use of Funds | Often restricted by lender | Any purpose — no restrictions |
| Credit Requirements | Heavy emphasis on personal credit | Property-value driven |
| Property Types | Limited by lender appetite | Multifamily, industrial, office, retail, hotel, self-storage |
| Geographic Coverage | Often limited to specific markets | All 50 states |
| Prepayment Penalty | Common | No prepayment penalty |
Eligibility
Income Producing Properties in All 50 States
OptionBridge bridge funding is available for a broad range of commercial income producing properties — owner occupied and non-owner occupied alike.
Multifamily
Apartment complexes, condominium buildings, and mixed-use residential properties with stable rental income.
Industrial
Warehouses, distribution centers, manufacturing facilities, and flex industrial spaces.
Hotels & Hospitality
Full-service hotels, limited-service properties, extended-stay, and boutique hospitality assets.
Strip Malls & Retail
Neighborhood retail centers, power centers, and single-tenant net-leased retail properties.
Office Complexes
Class A, B, and C office buildings, medical office, and suburban office parks.
Self Storage
Climate-controlled facilities, drive-up storage, RV and boat storage, and multi-story facilities.
Owner Occupied
You operate your business from the property you own. Bridge funding works without disrupting your operations or existing financing.
Non-Owner Occupied
You own the property as a pure investment with tenants in place. Bridge funding is based on the asset's income stream — not your personal credit.
Ready to Bridge Your Capital Gap?
Submit your income producing commercial property today and find out how much bridge capital OptionBridge Funding can provide. $2M–$75M available — no lien, no refinancing, and available in all 50 states.
No obligation • Fully confidential • $2M–$75M • All 50 states • No refinancing • No second liens